This Privacy Policy explains how FZG Computerservice, Carlo Brewko (“we”, “us”, or “our”) collects, uses, shares, and protects information when you use the Smart Budget Book mobile application and related services (collectively, the “Service”). It also explains your rights and choices. By using the Service, you agree to this Policy.
Contact: info@fzgcomupterservice.de · Address: FZG Computerservice, Carlo Brewko, Heinrich-Heine-Straße 9, 06766 Bitterfeld-Wolfen
1) Summary
The following summarizes what the app may collect, how it’s used, and whether it’s shared.
- Data collection: NO – We do not collect, store or share any personal data. The app works entirely on your device and does not connect to external servers.
- Data is encrypted in transit: YES
- Data deletion: You can delete all app data locally via in-app settings or by uninstalling the app.
- Optional sign-in: NO
2) Data we collect
We collect information from third parties.
2.1 Information collected automatically
- Advertising identifiers: Google Advertising ID (AAID) for ad personalization/measurement subject to your choices.
2.2 Information from third parties
- Ads: Google AdMob (managed through Google’s User Messaging Platform for consent in the EEA, UK, and Switzerland).
3) How we use data
- Provide, maintain, and improve the Service and its features.
- Process transactions and subscriptions; provide receipts and customer support.
- Monitor performance, fix bugs, and ensure reliability and security.
- Personalize content and settings; remember preferences.
- Analyze usage to develop new features and understand trends.
- (If applicable) Deliver, measure, and improve advertising; limit ad fraud and abuse.
- Comply with legal obligations and enforce terms.
4) Legal bases (GDPR/UK GDPR)
If you are in the EEA, UK, or Switzerland, we process personal data on these legal bases:
- Performance of a contract (Art. 6(1)(b)): to provide the Service you request.
- Legitimate interests (Art. 6(1)(f)): e.g., to improve the Service, prevent fraud/abuse, and secure our systems. We balance these interests against your rights.
- Consent (Art. 6(1)(a)): where required, e.g., for certain analytics/ads or precise location. You can withdraw consent at any time (see “Your rights & choices”).
- Legal obligation (Art. 6(1)(c)) where applicable.
6) Data retention
We keep personal data only as long as necessary for the purposes described above, unless a longer retention period is required or permitted by law. After retention ends, we delete or anonymize the data.
7) Security
We use technical and organizational measures to protect your information (e.g., encryption in transit, access controls, monitoring). However, no method of transmission or storage is 100% secure.
8) Your rights & choices
8.1 In-app privacy controls
- Access, export, or delete data stored on your device: use in-app Settings or reinstall the app.
- Location: Control via device settings.
- Notifications: Toggle in app or device settings.
8.2 EEA/UK/Swiss users (GDPR)
You may request access, correction, deletion, restriction, or portability of your data, and object to processing based on legitimate interests. Where processing is based on consent, you may withdraw consent at any time.
8.3 California residents (CCPA/CPRA)
You have rights to know/access, correct, delete, and to opt-out of “sale” or “sharing” of personal information for cross-context behavioral advertising. To exercise:
We do not sell or share personal information in the traditional sense. Ad delivery via Google AdMob is governed by Google’s privacy policy.
8.4 Brazil (LGPD)
You may request confirmation of processing, access, correction, anonymization, portability, deletion, and information about sharing.
9) International data transfers
We may process and store information outside your country. Where required, we use appropriate safeguards such as Standard Contractual Clauses (SCCs) for transfers from the EEA/UK/Switzerland.
10) Children
The Service is NOT DIRECTED TO CHILDREN UNDER 13 (or the age required in your country). We do not knowingly collect personal data from children. If you believe a child has provided personal data, contact us to delete it.
11) Changes to this policy
We may update this Policy from time to time. We will post the new version here and update the “Last updated” date above. Significant changes will be notified in-app or by other reasonable means.
12) Contact us / Data subject requests
For any questions or requests regarding this Privacy Policy or your personal data, please contact us by email or post:
Email: info@fzgcomupterservice.de
Postal address: FZG Computerservice, Carlo Brewko, Heinrich-Heine-Straße 9, 06766 Bitterfeld-Wolfen, Germany
You may use these contact options to request access, correction, or deletion of your personal data, to withdraw consent, or to exercise any other rights described in this Privacy Policy. We may need to verify your identity before processing your request.
Important: Your Google Play “Data safety” selections must exactly match your app’s behavior and this Policy. If you integrate or remove SDKs, update both.
- Include a link to this page in your Play Store listing and inside the app (Settings → Privacy Policy).
- Provide in-app controls for consent/opt-out where required (e.g., analytics, personalized ads, precise location).
- If you use AdMob or other ad networks, implement Google’s User Messaging Platform (UMP) for EEA/UK consent.
- If you target children or join the Designed for Families program, follow extra restrictions (no personalized ads, limited data collection).